Medical Carve-Out Plans allow for an additional medical benefit layer for select employees and business owners.  These are discriminatory in nature and great tools to retain, reward, and recruit employees, doctors, and other key personnel.

Medical Carve-Out Plan

• Always 100% Employer Paid – can be carved out to Owners, Partners, 2% shareholders, as well as other key leaders in the organization
• A great recruiting & retention tool for leaders in all levels of the company: executives, managers, key sales people, nurses, etc ….
• No medical underwriting or preexisting condition limitations   
• Provides reimbursement for all types of out-of-pocket healthcare expenses including but not limited to: co-pays, deductibles, dental, Rx, vision, mental health, and more…
• Hands-off claims filing
• Get Me Home Emergency Travel Program includes services available for members traveling 100+ miles from home
• Can start with any effective date (1st of the month) and does not need to coincide with the medical plan renewal
• Tax efficient – Can be deductible as a business expense and reimbursements to participants are non-taxable*
• Minimal Requirements: a group health plan and only three participants

 Contact Us to Get More Information and See How a Medical Carve-Out Plan Could Benefit You.  

*Please note, all concepts, strategies, and products mentioned may not be suitable for you or your company. Information provided is not intended to be legal or tax advice. Please consult with your tax and legal advisor for specific tax questions.